BDO Travel Insurance, offered by BDO Insurance Brokers Inc. in partnership with leading insurance providers, provides coverage for travelers to protect them against various risks and emergencies during their trips. While specific details may vary depending on the plan and provider.
BDO stands for “Banco de Oro,” which is a Spanish phrase meaning “Bank of Gold.” BDO is one of the largest banks in the Philippines, offering a wide range of financial services, including banking, insurance, and asset management.
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Features Of BDO Travel Insurance
Here are some common features of BDO Travel Coverage:
- Medical Coverage: BDO Travel Insurance typically includes coverage for emergency medical expenses incurred due to illness or injury while traveling. This can include hospitalization, doctor visits, prescription medications, and emergency medical evacuation.
- Trip Cancellation/Interruption: Provides reimbursement for prepaid, non-refundable trip expenses if you have to cancel or interrupt your trip due to covered reasons such as illness, injury, or a family emergency.
- Baggage Loss/Delay: Offers coverage for lost, stolen, or damaged baggage and personal belongings during your trip. This can include reimbursement for the value of the lost items or reimbursement for necessary purchases due to baggage delay.
- Travel Assistance Services: Provides access to 24/7 assistance services, including medical referrals, emergency cash transfers, help with lost travel documents, and legal assistance.
- Travel Delay Coverage: Reimburses you for additional expenses incurred due to covered travel delays, such as meals and accommodations, if your trip is delayed for a specified period.
- Emergency Evacuation/Repatriation: Covers the cost of emergency medical evacuation to the nearest adequate medical facility or repatriation to your home country in the event of a medical emergency while traveling.
- Accidental Death and Dismemberment: Provides a benefit in the event of accidental death or loss of limbs during your trip.
- Optional Add-Ons: Some BDO Travel Insurance plans may offer optional add-on coverage for specific needs, such as rental car coverage, adventure sports coverage, or cancel for any reason (CFAR) coverage.
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Ways To Apply
Online Application:
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- Visit the BDO Insurance website https://www.bdo.com.ph/personal/insurance
- Navigate to the section dedicated to travel insurance products.
- Choose the specific travel insurance plan that fits your needs.
- Look for an option to “Get a Quote” or “Apply Now” and click on it.
- Fill out the online application form with your personal information, trip details, and any additional coverage options you require.
- Review the information provided and submit your application.
- Proceed to make the payment for your selected travel insurance plan through the online payment gateway.
BDO Branches:
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- Visit your nearest BDO branch.
- Inquire with a BDO representative or approach the customer service desk.
- Express your interest in applying for BDO Travel Insurance.
- The representative will provide you with the necessary application forms.
- Fill out the forms with your personal details, trip information, and any desired coverage options.
- Submit the completed forms along with any required documentation to the representative.
- Make the payment for your chosen travel insurance plan at the branch.
Phone Application:
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- Contact the BDO customer service hotline or the designated insurance hotline.
- Inform the customer service representative that you wish to apply for BDO Travel Insurance.
- Provide your personal information, trip details, and any additional coverage preferences over the phone.
- The representative will assist you in completing the application process and may require additional information or documentation.
- Confirm the details provided and agree to proceed with the application.
- Arrange for the payment of your travel insurance plan over the phone using a credit or debit card.
Mobile App (if available):
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- Download and install the official BDO mobile banking app from your app store.
- Log in to your BDO account or create one if you haven’t already.
- Look for the section related to insurance products or travel services within the app.
- Select the BDO Travel Insurance option and follow the prompts to apply.
- Provide the necessary information, review your selections, and submit your application.
- Complete the payment for your chosen travel insurance plan securely through the app.